Debt Settlement

Debt settlement, also known as debt arbitration or debt negotiation, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full
As long as consumers continue to make minimum monthly payments, creditors will not negotiate a reduced balance. However, when payments stop, balances continue to grow because of late fees and ongoing interest.
The debt settlement company negotiates upon the borrowers’ behalf with creditors to reduce the overall debts in exchange for an agreement upon regular payments to be made. This helps avoid the stigma and intrusive court-mandated controls of bankruptcy while still lowering, sometimes by up to 70%, their debt balances. Whereas, for the creditor, they regain trust that the borrower intends to pay back what he can of the loans and not file bankruptcy.

To speak with a Aris Financial Services Representative about Debt Settlement Please call us at: 813- 200-7283

To request information about debt settlement send us and email with your name and phone number to: info@arisfs.com

Original debt Amount	Minimum Payment	Payback (Original debt + Interest)	How Long Will it Take	Settlement Amount	Monthly payment in our 36 month program
$10,000	$350	$26,277	42 yrs 9 mos	$6,744	$187
$15,000	$525	$55,370	48 yrs 11 mos	$9,594	$267
$20,000	$700	$74,464	53 yrs 3 mos	$12,444	$346
$25,000	$875	$93,558	56 yrs 7 mos	$15,294	$425
$30,000	$1,050	$112,652	59 yrs 4 mos	$18,144	$504
$35,000	$1,225	$131,746	61 yrs 8 mos	$20,994	$583
$40,000	$1,400	$150,839	63 yrs 9 mos	$23,844	$662
$45,000	$1,575	$169,933	65 yrs 6 mos	$26,694	$742
$50,000	$1,750	$189,027	67 yrs 1 mos	$29,544	$821

 

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